KleinBank

KleinBank was a Minnesota community bank (later acquired) that served the Twin Cities area.

The quick read Reason for concern Reviewed Aug 24, 2026

The quick snapshot

Public concern on the record.

These are summaries, not scores. Open every receipt before deciding.

Public concern

Why people pushed back

DOJ alleged KleinBank avoided majority-minority Minneapolis–St. Paul neighborhoods in mortgage lending from 2010–2015. The May 2018 settlement required a \$300,000 loan subsidy fund, \$300,000 in advertising/outreach/education, a community development officer, fair-lending training, and a full-service branch in a majority-minority tract.

$600,000 + branch
May 2018: DOJ redlining settlementDOJ announced a settlement in United States v. KleinBank resolving allegations the bank structured mortgage lending to avoid majority-minority Twin Cities neighborhoods from 2010 to at least 2015. Relief included \$300,000 in loan subsidies, \$300,000 for advertising/outreach/financial education/credit repair, a community development officer, training, and opening a full-service branch in a majority-minority census tract for at least three years.Source: U.S. Department of Justice ↗

Aug 24, 2026 · The Cookout Editorial Desk

DOJ said KleinBank drew its lending map around minority neighborhoods

BLUF

In 2018 DOJ settled claims that KleinBank redlined majority-minority Twin Cities neighborhoods, requiring \$600,000 in subsidies and outreach plus a new branch.

What happened

The Justice Department sued KleinBank for Fair Housing and ECOA redlining, alleging that from 2010 through at least 2015 the bank avoided majority-minority Minneapolis–St. Paul neighborhoods in its mortgage business—assessment areas, branch placement, and marketing. In May 2018 DOJ settled: $300,000 in loan subsidies, $300,000 in outreach and education, staffing and training duties, and a new full-service branch in a majority-minority tract.

The Cookout read

Concern. Drawing the bank’s map so minority neighborhoods fall outside it is classic redlining. A settlement with a forced branch is how DOJ closed the case—not a jury speech.

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Now / update

Where the record stands.

Last reviewed Aug 24, 2026. This is present-day status, not a new verdict.

Dated items opened here are the sourced Black-specific receipts in this file.

Last reviewed August 24, 2026.

Source file

Open the full passages.

Links may change after publication. Dates describe the event or publication listed in the record.

01
U.S. Department of Justice
May 2018: DOJ redlining settlement · May 8, 2018
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Community temperature check

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